Terms of Service

These Terms of Service ("Terms") govern your access to and use of COTVault (the "Service"), operated by COTVault ("we", "us", "our"). By creating an account, subscribing, or otherwise using the Service, you agree to these Terms. If you do not agree, do not use the Service.

1. What COTVault is

COTVault presents the U.S. Commodity Futures Trading Commission (CFTC) Commitments of Traders ("COT") reports — public, weekly-released positioning data — as readable dashboards, indicators, educational lessons, and analytical tools across a range of markets. COT data is published weekly and is lagging by design.

2. Eligibility & accounts

• You must be at least 18 years old and able to form a binding contract.
• You are responsible for your account credentials and all activity under your account. Keep your password confidential and notify us of any unauthorized use.
• You agree to provide accurate registration information.

3. Subscriptions, billing & free tier

• COTVault offers a Free plan and one paid plan, the Vault, available on a monthly or an annual billing interval.
• The paid plan is billed in advance through our payment processor, Stripe — monthly subscriptions each month, annual subscriptions each year. By subscribing you authorize recurring charges to your payment method until you cancel.
• Prices are shown at checkout. We may change prices with notice; changes do not affect your current billing cycle.
• You may cancel at any time; your paid access continues until the end of the current billing period. See our Refund Policy.

4. Acceptable use

You agree not to:

• Resell, redistribute, scrape, or republish the Service's data, panels, indicators, or educational content without written permission;
• Share your account or access credentials with others;
• Reverse-engineer, disrupt, or attempt to gain unauthorized access to the Service or its infrastructure;
• Use the Service in violation of any applicable law or exchange/vendor rule.

5. Intellectual property

The Service — including its software, dashboards, proprietary scoring engines, indicators, written lessons, branding, and design — is owned by COTVault and protected by intellectual-property law. Underlying CFTC data is public and not owned by us. Your subscription grants a personal, non-exclusive, non-transferable right to use the Service; it does not transfer ownership of anything.

6. Third-party data & services

The Service relies on third parties including the CFTC (positioning data), Stripe (payments), and charting/data providers. We are not responsible for the accuracy, availability, or actions of third-party sources. Where COTVault indicators are distributed on TradingView, that use is additionally governed by TradingView's own terms and house rules.

7. No financial advice

COTVault is provided for informational and educational purposes only. We are not a broker, investment adviser, or fiduciary. Nothing on the Service constitutes financial, investment, legal, or tax advice, or a recommendation or solicitation to buy or sell any security, future, currency, or other instrument. Positioning data is context, to be confirmed with your own analysis. Trading involves substantial risk of loss. Past positioning, backtests, and historical results do not guarantee future outcomes. You are solely responsible for your own decisions.

8. No warranty

The Service is provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or that data will be complete or timely.

9. Limitation of liability

To the maximum extent permitted by law, COTVault and its operator will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any trading or investment losses, arising from your use of or inability to use the Service. Our total aggregate liability for any claim relating to the Service will not exceed the amount you paid us in the twelve (12) months preceding the claim.

10. Termination

You may stop using the Service and cancel at any time. We may suspend or terminate access if you breach these Terms or use the Service unlawfully. Provisions that by their nature should survive termination (intellectual property, disclaimers, limitation of liability) will survive.

11. Changes to these Terms

We may update these Terms from time to time. Material changes will be reflected by an updated "Last updated" date and, where appropriate, additional notice. Continued use after changes constitutes acceptance.

12. Governing law

These Terms are governed by the laws of the jurisdiction in which the COTVault operator is established, without regard to conflict-of-law principles. Any disputes will be resolved in the courts of that jurisdiction.

13. Contact

Questions about these Terms: support@cotvault.com.